Earlier today, our colleagues at Money Morning showed their readers four of the safest places to invest right now. For your convenience, we've attached the full article below. Since we always recommend keeping 30% of your portfolio in foreign stocks, their message fits in with our asset allocation philosophy perfectly.

It must now be horribly clear to everybody with an investment portfolio - indeed, to anyone who watches the financial markets - that no country or sector is safe from a bear market of the magnitude of the one we're suffering through right now. When stocks get marked down en masse, as they have, literally everything drops. What's more, there may be very little rationale for which stocks drop - or how much they drop by: When the wave of selling meets very few buyers, good stocks can easily fall more than bad ones.

Does that mean it's a waste of time to search for a "safe haven"?

Absolutely not. Assuming you have the fortitude to avoid selling during the worst of this mess, the storm will eventually blow itself out. At that point, investors will look around at the wreckage, and start figuring out which stocks represent good value. Good stocks and countries without major economic problems will... [continue][sign up for the IU e-Letter]

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Investment U’s unbiased, contrarian investment advice is built on four fundamental principles – the same investing strategies that Investment U’s Chairman, Alexander Green, has used to triple the returns of the S&P 500 over the last five years for our premium member service, The Oxford Club…

1. A Bulletproof Asset Allocation Model.  No one can time the market – and be right – on a consistent basis. Instead, real-life profit opportunities arise when you spread your investments across multiple, non-correlated asset classes. We follow the formula that won Dr. Harold Markowitz the Nobel Prize in finance in 1990.

2. Investor Discipline.  Anyone can buy a stock or publicly traded fund. The real art of investing is knowing when to sell. Trailing Stops take the guesswork out of investing. And guarantee that both your profits and your principal are always protected.

3. Low Investment Risk.  We know nothing about your net worth, investment experience, risk tolerance or time horizon. But we do have a position-sizing formula you can use to determine how much to invest in a particular stock: 3% of your equity portfolio. If you want to be conservative, invest less. If you want to be aggressive, invest more.

4. Minimal Investment Expenses.  Lowering portfolio costs to the bone is a guaranteed way to increase your net returns.

To get Investment U's market-beating investment research three times a week, sign up for the free Investment U e-letter. In the meantime, get a head start by reading our latest free Investment Research Reports below.

Premium Content: The Oxford Club.  Put Investment U’s strategies to work and start making money now with Alexander Green’s specific growth stock recommendations. Alex’s Oxford Club picks are ranked among the top 10 in the country, according to The Hulbert Financial Digest – the industry’s leading watchdog. Learn more about The Club.

• The Investment U Interview Series: What today's investing legends are saying about today's markets...exclusive to Investment U.
• The NYSE Holiday Schedule for 2008 & 2009
• Investment Glossary: All the terms we use in the Investment U e-Letter...
• Meet the Investment Experts, including Investment U's Chairman, Alexander Green.

Many of our moneymaking strategies go against the "conventional wisdom" we hear so often today. So while your broker and many popular investment newsletters peddle "how-to" books, Buy and Hold, Dollar-Cost Averaging, and "Beware the Coming Bear Market," Investment U reveals time-tested, profitable strategies that you can start using right away. Sign up for the free Investment U e-Letter, delivered to your email inbox, three times a week.

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